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Changing bank business models

Their role in the crisis

Many factors contributed to the recent very costly banking crisis. In this article, David Llewellyn considers the role of changing bank business models in the pre- and post-crisis period

The banking crisis that began in the late 2000s was costly in its impact. New business models became an integral part of the crisis scenario and changed the underlying economics of banking. But will we see a reversion to a more traditional model?

Bank business models change over time under the influence of a complex mix of pressures, the most powerful being:

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Types of taxes

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Tackling road congestion

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